In the Netherlands, everyone must have health insurance. If you are uninsured in Zoetermeer, you risk a fine. Discover what you can do to prevent this.
Mandatory Health Insurance in the Netherlands
If you live or work in the Netherlands, you are required to take out basic health insurance. This applies immediately from the moment you establish residence in the Netherlands, including in Zoetermeer.
Risks of Being Uninsured
- The CAK sends you a warning letter
- You have 3 months to take out insurance
- Without action, you receive a fine of approximately € 488 (2024)
- If you remain uninsured? Then after 3 months a new fine follows
- As a last step, the CAK arranges insurance for you
Insurance via the CAK
If you still do not have insurance after repeated warnings, the CAK will take out a policy for you with a random insurer. You are then responsible for:
- The monthly premium of the insurance
- Additional administrative costs
- All previously imposed fines
Taking Out Insurance Yourself
It is never too late to insure yourself. Follow these steps:
- Find a suitable health insurer
- Take out basic insurance online or by phone
- You are immediately insured
- Retroactive insurance is possible (maximum 4 months)
Frequently Asked Questions about Health Insurance in Zoetermeer
May an insurer refuse me?
No, insurers are required to accept you for basic insurance, regardless of your situation.
What if I cannot pay the premium?
You can apply for healthcare allowance via the Tax Authorities. In case of financial problems, you can seek help from the municipality of Zoetermeer or contact the [Juridisch Loket Zoetermeer](https://www.juridischloket.nl/contact/zoetermeer).
Am I insured during a temporary stay outside the Netherlands?
This depends on your circumstances. For a stay longer than one year abroad, you may be deregistered from the Dutch health insurance.
Additional Information and Help in Zoetermeer
If you have questions about your health insurance or need help taking it out, you can go to the Juridisch Loket Zoetermeer. For legal disputes regarding fines or insurance, Zoetermeer falls under the District Court of The Hague. In case of payment problems or uncertainties, contact the CAK or a local support organization.