What is the IVA benefit?
The IVA (Income Provision for Completely Disabled Persons) is a scheme for residents of Zoetermeer and elsewhere who are completely and permanently disabled for work. This means that you are 80-100% disabled for work and the chance of improvement is nil or very small.
Conditions for an IVA benefit
| Criterion | Requirement |
|---|---|
| Disability for work | 80-100% |
| Permanent nature | Very limited chance of recovery |
| Waiting period | 104 weeks of illness completed |
| Insurance | Insured on first day of illness |
Amount of the IVA benefit
75% of your Daily Wage
The IVA benefit amounts to 75% of your WIA monthly salary, based on your former salary. This is a higher percentage than for a WGA benefit, because you are no longer able to work. The benefit continues until you reach AOW age.
Duration of the IVA benefit
The IVA benefit is in principle provided until your AOW age:
- There is no maximum duration
- Periodic checks by the UWV are possible
- The benefit stops upon reaching AOW age or upon recovery
IVA and Work in Zoetermeer
Although you have been assessed as completely disabled for work:
- It is not prohibited to work
- Income is deducted from your benefit
- With regular work, a reassessment may follow
- Small earnings are often tolerated
Transition from WGA to IVA
If you first receive a WGA benefit and your health deteriorates, you can:
- Request a new assessment from the UWV
- For 80-100% disability for work and permanent nature: transition to IVA
- IVA provides a higher monthly benefit
Early IVA benefit
In some cases, you may already qualify for IVA before the end of the waiting period, if it is established that recovery is no longer possible.
How does the UWV determine if my disability for work is permanent?
An insurance doctor from the UWV assesses this based on medical reports and the expected prognosis. In case of uncertainty, a WGA benefit is often granted first.
Can my IVA benefit be terminated?
This can only happen if your health improves. The UWV may conduct periodic reassessments.
Do I receive holiday pay with an IVA benefit?
Yes, you receive a holiday allowance of 8%, which is paid out in May.
Frequently Asked Questions about IVA in Zoetermeer
How do I apply for an IVA benefit?
In principle, you do not need to submit an application. After 104 weeks of illness, the UWV automatically assesses whether you are entitled to IVA. Ensure that your employer and doctor submit all relevant medical information in time. For questions or uncertainties, you can contact the UWV or the Juridisch Loket Zoetermeer for advice.
What if I start working alongside my IVA benefit?
Working is permitted, but income is offset against your benefit. Small earnings, such as from volunteer work, often have no effect. With structural work, the UWV may reassess your situation, which may lead to a lower or terminated benefit. Always report your plans to the UWV.
Can I switch from WGA to IVA if my health deteriorates?
Yes, if your disability for work increases to 80-100% and is permanent, you can request a reassessment via the UWV. This can be done online or through a meeting with a labour expert. If approved, you will receive a higher IVA benefit.
What is the exact amount of my IVA benefit?
The benefit amounts to 75% of your WIA monthly salary, based on your former income (up to a maximum daily wage). The exact amount depends on your last earned salary and is adjusted annually.