Debt Assistance and Social Assistance in Zoetermeer: Impact on Asset Threshold

Debt assistance in Zoetermeer, via WSNP or the municipal debt assistance, positively affects the social assistance threshold for residents. In the Debt Rescheduling for Natural Persons Act (WSNP), there is protected assets of €5,670 per person (2024), which is above the municipal social assistance threshold. The municipality of Zoetermeer adjusts the asset income scan in case of debts: debts are deducted from the assets according to article 41 of the Participatiewet, without direct repayment obligation on the social assistance. In an amicable trajectory via the Zoetermeer Debt Assistance Desk, you retain your benefit during repayment. Exception: during WSNP, calculation is based on the 'reasonable provision level' and social assistance does not automatically stop. Always report debts in your application at the Wmo desk in Zoetermeer to prevent sanctions. Practical examples in Zoetermeer show that the garnishment-free foot protects €1,500 monthly, including rent in neighborhoods such as Seghwaert or Rokkeveen. After successful WSNP: clean slate and full social assistance. The trajectories are free via the municipality of Zoetermeer; start at the Social Team. Legal basis: Bankruptcy Act, Participatiewet and local Zoetermeer debt assistance regulation. Local success rate 45-65%: clean slate achievable with budget counseling. Combine with social assistance for the minimum standard of living in Zoetermeer. Apply for a guardian via the district court in The Hague for problematic debts.