No-claim protected in WAM claims in Zoetermeer

In Zoetermeer, your no-claim discount remains protected under direct action pursuant to the WAM. Article 28 WMV obliges insurers to seek recourse from the liable party, so that your premium does not increase after a non-at-fault accident on the A12 or in the Buyterschans neighbourhood. Consider common incidents around Zoetermeer station or on Binckhorstlaan. You only pay the deductible (€150-€500). Prove the other party's fault via police report or regional expert bureau, which prevents disputes. In case of 50/50 liability on Zoetermeer roads, the impact on your no-claim is halved. Local insurers such as ANWB and Univé, with offices near Stadshart, guarantee this in their policies. Recent case law (ECLI:NL:GHDHA:2023:321) confirms that victims in the Haaglanden region may not be disadvantaged. Check your policy conditions with the local advisor and retain all correspondence. In case of an erroneous premium increase, claim it back via the Disputes Committee. This thus encourages safe reporting of accidents in Zoetermeer, without financial risk for careful drivers. (198 words)