Distributing Dutch pension from Zoetermeer in treaty countries

Zoetermeer, as a modern municipality in the Randstad with many expats, provides access via the SVB to AOW pension rules for treaty countries. The Netherlands has social security treaties with over 45 countries, such as the US, Australia and Israel, for smooth AOW distribution. As an emigrant from Zoetermeer, you receive AOW without additional voluntary insurance, if you meet the residence or employment conditions in the treaty country. The SVB, with an office in The Hague a short distance from Zoetermeer, pays out monthly to a Dutch account at ING or local bank, including supplement for low incomes. No treaty? Your AOW halves after 15 years of residence abroad. In case of double pensions, set-off applies. Application starts with the 'Apply for pension' form at SVB; submit proof of life annually. Tax: usually 2% in the Netherlands plus local levy. Upon death, it passes to survivors via Anw benefit. Local tip for Zoetermeer residents: check treaty status on government.nl and visit the SVB office in the region for personal advice. Disputes are resolved via SGB procedure. These treaties facilitate retirement for Zoetermeer expats and prevent double contributions.