Income Limits for Healthcare Allowance in Zoetermeer
As a resident of Zoetermeer, the healthcare allowance income limits determine how much support you receive toward your health insurance premium. This allowance depends on your reference income, living situation, and number of children. For 2024, national limits apply, but local assistance from Het Juridisch Loket Zoetermeer can help you check eligibility. If your income is too high, the allowance phases out gradually. View the current limits and tips tailored for Zoetermeer residents.
What do the healthcare allowance income limits mean?
These limits represent the upper end of your reference income for full or partial healthcare allowance. Below the lower limit, you receive the maximum amount; above it, the allowance decreases until it reaches zero at the upper limit. This optimally supports low-income households. The Tax and Customs Administration bases this on your income from two years prior (for 2024: 2022 tax return, adjusted), including inflation corrections. In Zoetermeer, many households on benefits or unemployment benefits benefit through the Municipality of Zoetermeer.
Note: income includes salary, benefits, alimony, and asset income. For cohabiting partners, the total household income counts.
Legal Framework
The Healthcare Allowance Act (HAA) governs this: Article 6 HAA calculates the allowance based on reference income, and Article 8 HAA describes the phase-out at 3.33% per euro exceeded above the lower threshold. Limits are adjusted annually in the Tax Allowances Act and the Official Gazette, accounting for inflation. These rules are the same for Zoetermeer residents, but local advice helps with application.
Current Healthcare Allowance Income Limits 2024
Limits vary by household type. Overview in table (gross per household):
| Situation | Max. income for full allowance | Max. income for any allowance | Max. monthly allowance |
|---|---|---|---|
| Single (no children) | € 38.601 | € 50.467 | € 123 |
| Cohabiting (no children) | € 52.467 | € 71.897 | € 216 |
| Single with 1 child | € 47.607 | € 59.473 | € 197 |
| Cohabiting with 1 child | € 61.473 | € 80.903 | € 290 |
| Single with 2 children | € 56.613 | € 68.479 | € 271 |
| Cohabiting with 2 children | € 70.479 | € 89.909 | € 364 |
Source: Tax and Customs Administration 2024. More children? Higher limits. Use the calculator on toeslagen.nl for your Zoetermeer situation.
How to Calculate Your Reference Income?
Start with tax return income from two years ago, minus 7% deduction. Add: partner's income, notional child-related budget/childcare allowance, alimony, and business profit.
- Partner contribution if cohabiting.
- Child-related allowances.
- Additional income sources.
Example: Single Zoetermeer resident with €35,000 gross from 2022: after deduction €32,450. Below €38,601, so full €123 per month.
Practical Examples for Zoetermeer
Example 1: Single with income increase. Marie from Zoetermeer had €40,000 (reference €37,200): full €123. At €45,000 (€41,850): phase-out by (€41,850-€38,601)×3.33% ≈€36 less, remaining €87.
Example 2: Couple with child. Piet and Lisa (€55,000 joint, 1 child): €51,150, full €290. Increase to €65,000 (€60,350): €232 remaining.
Example 3: Local entrepreneur. Business owner €30,000 profit + €10,000 alimony: €37,200, max allowance.
Your Rights and Obligations Regarding Limits
- Provisional allowance: Apply based on estimate; too much? Repay.
- Revision: Income decreased (e.g., via Municipality of Zoetermeer benefits)? Apply (Art. 24 HAA).
- Report: Changes immediately via Mijn toeslagen.
- Objection: Disagree? Within 6 weeks (GPA 6:3); possibly to Zoetermeer District Court.
Frequently Asked Questions for Zoetermeer
Income just over the limit?
Gradual phase-out: €1,000 extra costs approx. 3.33% of allowance. Check Tax and Customs Administration tool.
Do benefits count?
Yes: unemployment, social assistance (via Municipality of Zoetermeer), state pension, disability. Student grants do not. Assets >€33,748/person (2024) reduce allowance.
Partner with high salary?
Household allowance: high income counts. Report separation.
Added a child?
Limits +€9,000 per child. Report immediately for update.
Tips for Zoetermeer Residents
- Trial calculation: On toeslagen.nl.
- Provisional higher: Apply if income is falling.
- Annual check: Definitive in April; verify.
- Assets: >€144,000 (single)/€182,000 (cohabiting): no allowance.
- Help? Contact Het Juridisch Loket Zoetermeer for free advice on healthcare allowance and local support.