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Direct Action Motor Vehicle Liability Insurance Zoetermeer

After a car accident in Zoetermeer, you can use **direct action** to claim your own **motor vehicle liability insurance** for personal injury or property damage. View your rights at the District Court of The Hague.

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Direct Action Motor Vehicle Liability Insurance in Zoetermeer: rights after car accident

Victim of a traffic accident in Zoetermeer or surrounding area? As an injured party, you can claim directly from your **motor vehicle liability insurance** (Wettelijke Aansprakelijkheid Motorrijtuigen, WAM) via **direct action**. No detour via the other party required. Discover the process, steps, and your options at District Court of The Hague (district) or Juridisch Loket Zoetermeer.

Direct Action Motor Vehicle Liability Insurance explained

Direct action allows victims to claim immediately from their own **WAM insurer**, regardless of fault. Your insurer pays first and recovers later from the liable party. Ideal for unknown or elusive counterparties, such as hit-and-runs in Zoetermeer.

Regulated by the **Motor Vehicle Insurance Act (WMV)** for efficient assistance to victims in the The Hague region.

Statutory basis

Key articles:

  • Article 6:167 Civil Code – Basic liability rules.
  • Article 6:200 Civil Code – Motor vehicle liability.
  • WMV – Insurance obligation and direct claims.
Handled at District Court of The Hague for Zoetermeer cases.

Who can use direct action?

Suitable for:

  • Drivers and passengers with injuries or car damage.
  • Cyclists, pedestrians, or others hit by a motor vehicle.
  • Victims in Zoetermeer where fault is demonstrable.
Tip: Prove the fault issue; otherwise possible rejection. Request free advice at Juridisch Loket Zoetermeer.

Step-by-step plan for direct action in Zoetermeer

Act quickly after an accident:

  1. Report immediately:
  2. Contact insurer:
    • Report within 7 days and indicate direct action.
  3. Provide evidence:
    • Photos, witnesses, police report.
    • Medical documents for personal injuries.
  4. Submit claim:
    • Use the insurer's form for repairs, pain and suffering compensation, etc.
  5. Receive compensation:
    • Quick payout; recourse against the guilty party.

Important deadlines

  • 7 days: Report the accident to the insurer.
  • 3 years: Limitation period for claim (art. 3:310 Civil Code).
In case of disputes: proceedings at District Court of The Hague.

Help in Zoetermeer

Free consultation hours at Juridisch Loket Zoetermeer. For complex cases: specialized lawyers in the The Hague region.