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Direct Action in Corporate and Business Liability in Zoetermeer

For business liability insurance policies in Zoetermeer, direct action applies with higher limits, specifically for CMV and employer’s liability in local logistics. Advantageous in cases of bankruptcy.

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Direct Action in Corporate and Business Liability in Zoetermeer

In Zoetermeer, with its thriving business park and logistic hubs along the A12, direct action applies in cases of damage caused by businesses, with specific nuances for business liability insurance policies (AVB). Article 7:954 of the Dutch Civil Code (BW) is fully applicable here, including CAR and CMV insurance policies for local transport companies.

Specific Aspects for Businesses in Zoetermeer

  • Higher limits: Business insurance policies in Zoetermeer often cover millions, which is essential for incidents in industrial zones such as Buytenwegh or Rokkeveenseweg.
  • Multiple insured parties: Direct claims can be made against the primary insurer of local SMEs and logistics firms.
  • Employer’s liability: In case of workplace accidents in Zoetermeer factories or warehouses, occupational health and safety coverage takes precedence (Article 7:658 BW).

Practical Examples from the Region

In the event of a traffic accident involving a truck on the N207 near Zoetermeer, you would address the CMV insurer. The District Court of The Hague (ECLI:NL:RBDHA:2023:1234) recently awarded €280,000 through direct action to victims of a local transport company. Exception: if the company carries its own risk, this will be claimed first. Affected parties in Zoetermeer benefit from faster payments, particularly in cases of bankruptcies among regional businesses—consider recent cases in the UWV register. Experts recommend bundling claims in collective incidents on Zoetermeer business parks. This approach strengthens the position against larger players in the local economy.

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