Do you receive social assistance benefits in Zoetermeer and are struggling with debts? This can impact your situation. The Municipality of Zoetermeer may oblige you to follow debt assistance, but also offers support in finding solutions.
Debts and Assistance in Zoetermeer
Having debts is not a ground for the Municipality of Zoetermeer to refuse your social assistance benefits. The benefit is intended to cover your basic needs, regardless of financial obligations. However, the municipality may impose specific requirements for receiving assistance.
What is the Garnishment-Free Amount?
If creditors garnish your income, a minimum amount always remains for living expenses. This is called the garnishment-free amount (beslagvrije voet). For people receiving assistance in Zoetermeer, the following applies:
- At least 95% of the assistance norm remains free from garnishment
- At most 5% of your benefit may be withheld by creditors
- The municipality applies this automatically in case of garnishment
Debt Assistance via Municipality of Zoetermeer
If you are dealing with problematic debts, you can apply for free debt assistance from the Municipality of Zoetermeer. The options include, among others:
| Type of Assistance | Description | Duration |
|---|---|---|
| Debt Settlement | The municipality negotiates on your behalf with creditors | 36 months |
| Budget Management | Your finances are managed by the municipality | As long as necessary |
| WSNP (Statutory Debt Rescheduling Natural Persons) | Debt discharge via the court | 18 to 36 months |
Mandatory Measures for Debts
The Municipality of Zoetermeer may oblige you to:
- Participate in debt assistance
- Allow budget management
- Not enter into new financial obligations
- Provide full disclosure of your debts
Frequently Asked Questions about Assistance and Debts in Zoetermeer
Can the Municipality of Zoetermeer reduce my assistance due to debts?
No, debts alone are not a reason for a reduction. But if you do not cooperate with offered assistance or incur new debts, a deduction may be applied.
What happens in case of garnishment by a bailiff?
A garnishment-free amount always remains. The Municipality of Zoetermeer ensures that you retain at least 95% of the assistance norm.
Can I apply for debt rescheduling while receiving assistance benefits?
Yes, in Zoetermeer too, you can access the WSNP while on assistance. Upon completion of this process, any remaining debts may be discharged.
Contact and Assistance in Zoetermeer
For legal advice, you can go to the Juridisch Loket Zoetermeer. For matters that go to court, Zoetermeer falls under the District Court of The Hague. Contact the Municipality of Zoetermeer to apply for debt assistance or budget management.