Debt Write-Off Rules for Housing Allowance Debts in Zoetermeer

In Zoetermeer, not every housing allowance repayment needs to be fully repaid, especially if you are experiencing financial hardship. The Social Insurance Bank (SVB) collaborates with the municipality of Zoetermeer to apply debt write-off rules for residents with low income and limited assets. You may request debt relief if your income falls below the established poverty threshold, taking into account the high rental prices in this growth center. This standardly applies to debts up to €700 per person; for higher amounts, the municipality will assess your financial capacity based on local living costs. Submit a request to the Zoetermeer social services desk with a detailed overview of your income, expenses such as energy costs and rent, and your assets. The assessment follows the Participation Act criteria, with additional attention for families in Zoetermeer's new-build neighborhoods. For partners, a joint assessment applies. Important: actively cooperate with the municipal debt assistance program, such as through SchuldHulpMaatschappij Zoetermeer. Upon approval, the debt will be waived, reduced, or offset against benefits such as social assistance or AOW (state pension). Hardship clauses protect vulnerable households from excessive pressure. Contact the Legal Counter in Zoetermeer for free, local advice. Approximately 30% of requests in the region are granted, depending on your personal situation and local welfare regulations. This way, the law provides a safety net against poverty, including due to errors in the provision of housing allowance to Zoetermeer tenants.